How To Claim Car Insurance In Dubai

car insurance

Owning a car requires having car insurance, which provides financial security and peace of mind in the event of mishaps or damage. Understanding the procedure for filing a car insurance claim is essential in Dubai, a busy city, is known for its active lifestyle and wide road network. This blog post will give you a step-by-step tutorial on how to file a claim against your car insurance in Dubai, ensuring that you have the information you need to do so.

1. Evaluate the Circumstance and Gather Data

It’s important to assess the situation and compile any relevant information following an accident or incident. Make sure you have access to the following information:

  1. Policy information: Keep a copy of your car insurance or registration card in hand because it contains important details regarding your coverage.
  2. Accident specifics: Make a note of the incident’s date, time, and place. Snap pictures of the location, including any damage to the involved automobiles.
  3. Information about other parties: If there are other parties involved, get their names, addresses, phone numbers, registration card and insurance information.
  4. Inform the Police: Once you have the necessary information, the police needs to be informed through an internet based application or by calling them, that you met with an accident and would like to register the accident to attain the police report.

3. Overage and Deductions

Know any deductibles or excesses that may be part of the car insurance plan.

  • Before your insurance coverage begins to pay for the repairs, you must pay the excess. Deductibles are set sums that you are required to pay toward each claim.
  • To prevent any unpleasant shocks during the claim settlement procedure, familiarize yourself with these words.

4. Get in Touch with the Insurer

Let your insurance company know about the incident as soon as you can through phone or email. For emergencies, the majority of insurance companies maintain 24-hour helplines.

  • Give them all the information they require such as registration card copy, driver’s license, parties contact details and police report which would include the specifics of the accident.
  • You will also have to submit the detailed claim form explaning how the accident has happned and any other evidence that may be requested (if necessary), within the allotted time.
  • Your next steps will be outlined by the insurance provider, who may also provide you with a claim reference number and repairer details
  • With the claim reference number, you may contact repairer and take an appointment to drop the vehicle.

5. Comply with the Guidance from the Insurance Provider

Your insurance company will explain the entire claims process in detail. This could involve visiting their authorized repairer for an inspection and repairs on your car or requesting quotes from certified repair facilities. It’s crucial to adhere to their requests and keep them updated at all times.

6. Vehicle Evaluation and Repairs

Once your vehicle is at the authorized garage, your vehicle’s damages will be assessed by the insurance provider, and the cost of repairs will be confirmed. The insurance company might examine the car themselves before beginning repairs. Depending on the extent of damage, claims can take 7 – 10 days to be processed.

In order to ensure a quick and easy process, filing a claim for car insurance in Dubai requires a systematic strategy. You can handle the claim procedure with confidence by adhering to the guidelines described in this manual. Let us help you with getting the best car insurance. Call New Age Insurance Brokers at +97143573378 or email us at