The Top 10 Best Personal Finance Books for 2021
People who want to take more control over decision-making to change their financial situation should read personal finance books that educate and guide for the better. It is never too late to start learning, especially when you decide to become financially independent. If you were not a student of economics or didn’t learn much about budgets, investments, and financial management at your school, personal finance books can become your trusted educations resources that are easily available. Personal finance books from industry leaders and experts are a great source of valuable information on how to manage your budget, savings, spending, investments, and debt.
So, if you want to make positive changes in your life with better financial decisions, you are in the right place. In this post, we have listed down the top 10 best personal finance books for 2021 that aim to educate you with the knowledge you need to take control of your finances. These books make you feel more empowered and independent while educating you about money with timeless lessons.
- The Wealth Choice by Dennis Kimbro
The Wealth Choice: Success Secrets of Black Millionaires by Dr. Dennis Kimbro is an outstanding read for general life wisdom and information. The book is a great inspirational resource for people who want to understand how and some people from humble beginnings have built significant wealth with their financial decisions. The book also teaches you about their techniques and how to implement them in your life to achieve financial success.
- Investing 101 by Michele Cagan
If you want to learn about investment to make money, the personal finance book “Investing 101” by Michele Cagan is your crash course in building personal wealth. The book is a great read that introduces you to everything related to investing. From stocks & bonds to ETFs & IPOs, it is your personal manual and textbook that gives you advice and working knowledge to beat the heath in the investment market.
- Why Didn’t They Teach Me This in School by Cary Siegel
The book teaches 99 useful money lessons that everyone needs in their lives for better financial understanding and decisions. As the name suggests, “Why Didn’t They Teach Me This in School” by Cary Siegel educates you about the real-life experience and working knowledge that usually we don’t find in school lessons. The book is recommended by Forbes, eBay, and Lifehacker to college students and professionals who are new to money management for the better.
- Easy Money by Gail Vaz-Oxlade
If you want the best introduction to budgeting, “Easy Money” by Gail Vaz-Oxlade is a great read to understand the budget and its elements. As a personal finance educator for many years, Gail Vaz-Oxlade walks you through the concept of budgeting, how to make it, and what to include in your personal budget for better control over your earning and spending. The book is a great lesson and gives access to budgeting methods that everyone needs in their lives to start saving for the future.
- Broke Millennial Takes On Investing by Erin Lowry
It is another outstanding read on investing lessons by Erin Lowry. It talks about the complex problems in the world of investing and how to tackle them easily. This book can benefit everyone, especially beginners who are looking for an easy guide to level up their money. If you are looking for a book that takes on investing with an easy and readable approach, your search ends here.
- Your Money or Your Life by Vicki Robin and Joe Dominguez
The book talks about the 9 steps to transform your relationship with money and achieving financial independence and control. “Your Money or Your Life” by Vicki Robin and Joe Dominguez teach you that money alone is not enough to buy happiness. It is one of the best personal finance books to learn about money and life around it. It is a perfect blueprint for anyone who wants to build wealth by creating a healthy relationship with money.
- I Will Teach You To Be Rich by Remit Sethi
A New York Times bestseller, “I Will Teach You To Be Rich” by Remit Sethi is a valuable personal finance book that talks about systems and tools to achieve financial goals. You can adapt the lessons from this book as a six-week program that really works to achieve financial freedom and totally transform your financial life.
- Dollars and Sense by Dan Ariely and Jeff Kreisler
Another New York Times bestselling book that teaches you on behavioral economics in a true sense. “Dollars and Sense” by Dan Ariely and Jeff Kreisler talk about spending decisions and how your emotions and desires make an impact on them. The book cover itself stated “How We Misthink Money and How to Spend Smarter,” to give you an impression of what you are going to learn. Dan Ariely and Jeff Kreisler take on the working of the human mind, its willingness to spend money, and why many people lose control over their spending. It not only talks about problematic behavior but also advises on avoiding those habits.
- The Simple Path To Wealth by JL Collins
“The Simple Path To Wealth” by JL Collins is your personal road map to achieve financial independence and become rich and free in your life. The book breaks down everything related to building wealth by investing in the future. You will learn about investing in any budget while cutting your expenses in short and easy ways.
- Debt Free Degree by Anthony ONeal
If you are a college-going student and want to make some savings out of your student loan, this is your personal finance book to avoid any debt during college life. Debt Free Degree by Anthony ONeal is also a great read for parents who wants to prepare their kids for debt-free college life.
Even though you can learn many things in your school and college but we need to accept one fact that education is not enough to learn everything about economics and finances. You will need to learn from the personal experience of industry leaders and experts to empower yourself. We have listed above the top 10 personal finance books that could help you in your life with more financial independence and control.